Client fileSelected
Mohammad Hafeez
Pakistan international cricketer
Tax & corporate consultants · Lahore
Not a filer yet? You’re paying double.
Anyone not on FBR’s Active Taxpayers List pays twice the withholding tax on bank profit, property, vehicles and more. Bilal & Co. gets you filed, registered and compliant, mostly over WhatsApp.
- Free first consultation
- Documents over WhatsApp
- FBR · SECP · PRA
Return of IncomeTax Year 2026 · IRIS
- Taxpayer
- You
- CNIC / NTN
- 35202-•••••••-•
- Income
- Salary · Rent · Bank profit
- Tax deducted
- Claimed
- Wealth statement
- Reconciled
- ATL status
- Active filer
Prepared byBilal & Co.
§ 01By the numbers
Pakistan is filing more than ever. Most people still aren’t.
FBR is widening the net every year, and the gap between filers and non-filers keeps getting more expensive.
- 5.9M1,2
- income tax returns filed for Tax Year 2025, in a country of over 241 million people.
- +17.6%1
- more returns than the previous year, as FBR keeps widening the tax net.
- 2×3
- the withholding tax rate charged to anyone not on the Active Taxpayers List.
- 15 Oct4
- extended 2026 deadline for individuals and AOPs to file their returns.
Sources: 1FBR press release, 31 Oct 20252Pakistan Bureau of Statistics, 2023 Census3Income Tax Ordinance 2001, Tenth Schedule4Dawn, 1 Oct 2026: FBR extends deadline
§ 02Filer vs non-filer
What being on the ATL actually saves you.
Being a filer isn’t just about compliance. It changes what you pay every time you use a bank, buy property or get dividends.
| Transaction | Filer | Non-filer |
|---|---|---|
| Cash withdrawal over Rs 50,000 a daySection 231AB | 0% | 0.8% |
| Dividends from most listed sharesSection 150 | 15% | 30% |
| Most other withholding taxes: bank profit, property, vehicles, contractsSection 10th Sch. | Standard rate | Doubled |
| Large purchases of vehicles, property or securities above set limitsSection 114C | Allowed | Restricted |
Tax Year 2027 (1 July 2026 – 30 June 2027). Non-filer rates under the Tenth Schedule³ and section 114C.⁶ Rates change by notification, so we confirm yours before any transaction.
Sources: 3Income Tax Ordinance 2001, Tenth Schedule6Finance Act 2025, section 114C restrictions
§ 03Salary tax calculator
How much tax is on your salary this year?
Type your monthly salary. We’ll work out your tax using the Finance Act 2026 slabs for salaried individuals, Tax Year 2027 (July 2026 – June 2027). 5
Rs
An estimate for salaried individuals. It doesn’t include allowances, exemptions, tax credits or tax already deducted, which is exactly what we sort out when we file your return.
EstimateTax Year 2027
- Annual salary
- Rs 1,800,000
- Annual tax
- Rs 72,000
- Effective rate
- 4.0%
- Take-home / month
- Rs 144,000
- Tax per month
- Rs 6,000
| Up to Rs 6 lakh | 0% |
| Rs 6–12 lakh | 1% |
| Rs 12–22 lakh | 11% |
| Rs 22–32 lakh | 20% |
| Rs 32–41 lakh | 25% |
| Rs 41–56 lakh | 29% |
| Rs 56–70 lakh | 32% |
| Above Rs 70 lakh | 35% |
§ 04What we handle
Six services. Every filing, registration and return you’re likely to need.
From your first NTN to a fully registered company with monthly books, explained in plain language and handled end to end.
- 01 Income Tax Return Filing Annual returns and wealth statements for salaried people, freelancers, landlords and business owners, filed correctly on FBR’s IRIS portal.
- 02 Company Registration (SECP) Register a Private Limited, Single Member Company or LLP with SECP, from name reservation to your certificate of incorporation and company NTN.
- 03 NTN & Sales Tax Registration Get your personal or business NTN, and register for sales tax with FBR or PRA so you can invoice and trade compliantly.
- 04 Bookkeeping & Accounting Monthly books, bank reconciliations, payroll and financial statements, kept clean so tax time is simple.
- 05 Business & Tax Consultancy Practical advice on tax planning, business structure, FBR notices and the financial decisions in front of you.
- 06 Audit & Compliance Support Stay on the right side of FBR and SECP with annual filings, withholding statements, audit preparation and notice responses.
§ 05How it works
Four steps, mostly from your phone.
No long office visits or confusing forms. Send documents on WhatsApp and we take it from there.
- Step 01
Message us
Tell us what you need on WhatsApp, by phone or through the contact form. The first consultation is free.
- Step 02
Share documents
We send a short checklist for your case. Send photos or PDFs on WhatsApp or email, whichever is easier.
- Step 03
We prepare & file
We prepare everything, check it with you, and file with FBR, SECP or PRA on your behalf.
- Step 04
You get proof
You receive the acknowledgement, certificate or registration, plus a reminder before your next deadline.
§ 06Who we help
Whether you earn a salary or run a company.
- 01 · Salaried
Salaried professionals
Become a filer, claim tax already deducted, and keep your wealth statement clean.
- 02 · Freelancers
Freelancers & remote workers
Declare foreign income correctly and keep your IRIS profile in order.
- 03 · Shops
Shops & traders
NTN, sales tax registration and monthly returns without the paperwork headache.
- 04 · Startups
Startups & SMEs
SECP registration, bookkeeping and the compliance calendar that comes with a company.
- 05 · Property
Property buyers & sellers
Filer status and transaction tax planning before you sign.
- 06 · Overseas
Overseas Pakistanis
Manage returns, property and business setup in Pakistan from abroad.
§ 07From the founder
“Trust, transparency and professionalism come first. My job is to make tax and business registration simple, so you can focus on growing while we handle compliance.”
With years of experience in tax filing, company registration and financial consultancy, Bilal and his team deliver accurate, timely work tailored to each client, with high-quality, affordable and accessible service.
Bilal AhmadFounder & CEO, Bilal & Co.
§ 08Clients
Trusted quietly, by people whose name is on the line.
Good advisory work is personal and discreet. Our clients range from salaried professionals to companies and public figures.
We work with
§ 09Key dates
The deadlines that matter, so you never pay a late penalty.
We track these for every client and remind you before they arrive.
- OctThis season15
Annual return, Tax Year 2026
Salaried individuals, business individuals & AOPs
Extended from 30 September 2026 - MonthlyRecurring18
Sales tax return (FBR)
Every sales-tax-registered business
For the previous month, even if nil - DecRecurring31
Company income tax return
Companies with a June year-end
Tax Year 2026 - SepRecurring30
Annual return, every year
Individuals & AOPs
The usual deadline, unless FBR extends it
§ 10Questions
Asked all the time.
Can’t find your answer? Message us on WhatsApp and Bilal will reply personally.
Where is your office?
We’re at 53 MB, Zainab Tower, Model Town Link Road, Lahore. You’re welcome to visit, or we can do everything remotely over WhatsApp and email.
Do you only work with clients in Lahore?
No. Most filing and registration happens online, so we work with clients across Pakistan and with overseas Pakistanis.
How do I get started?
Message us on WhatsApp at 0336 437 1798 with what you need. We’ll send you a document checklist and a quote before any work begins.
Is the first consultation free?
Yes. Your first conversation with us is free, whether it’s about a tax return, a new company or a notice from FBR.
Is my information kept confidential?
Yes. Your documents and financial details are used only for your work and are never shared without your permission.
Get filed. Get registered. Get it right.
Tell us what you need on WhatsApp. The first consultation is free, and you’ll get a document checklist and a clear quote before any work starts.